The real question isn't the price. It's the surprise.
A service contract has a planned, knowable cost. The repair it covers does not. Here's how to think about the trade — and what shapes the number you're quoted.
A single repair, full price
- Transmission / dual-clutch$5,000 – $12,000
- Engine repair or rebuild$6,000 – $20,000+
- A/C & climate failure$1,500 – $4,000
- Electronics & control modules$1,500 – $6,000
Specialist ranges, parts and labor. It arrives without warning — and all at once.
Coverage, on your terms
One covered repair can be worth more than the contract itself. That's the whole idea.
There's no sticker price — because there's no two identical vehicles.
Your plan is built around your car and how you want to be covered. Four things move the number:
The vehicle
Make, model, year, and mileage set the baseline — newer cars with fewer miles generally cost less to protect.
Coverage level
Powertrain, Preferred, or Comprehensive. Wider coverage costs more, but closes more of the gap.
Your deductible
Choose a higher deductible for a lower monthly payment, or a lower one to minimize cost at claim time.
Contract term
How long you want protection to run — measured in both time and miles.
A quote costs nothing. Neither does changing your mind.
See what coverage costs for your vehicle.
Your free quote is built around your car — in minutes, with no commitment until you say so.