What's covered

Three levels of protection. One honest list.

Coverage scales to the vehicle and the peace of mind you want. Here's what each plan level reaches — and, just as importantly, what it doesn't.

The core that costs the most

Powertrain

Protects the components that are the most expensive to replace — and the most likely to total a car's value if they fail.

  • Engine — internal components
  • Transmission & transfer case
  • Drive axle & differential
  • Seals & gaskets on covered parts
Most popular
Where most owners land

Preferred

Everything in Powertrain, plus the systems that don't just cost money — they leave a performance car stranded on the shoulder.

  • Everything in Powertrain
  • Electrical system & alternator
  • Air conditioning & heating
  • Steering & front suspension
  • Braking system components
  • Fuel delivery system
Closest to a factory warranty

Comprehensive

Near bumper-to-bumper protection — built for newer, electronics-dense vehicles where the modules are painful to repair.

  • Everything in Preferred
  • High-tech & control modules
  • Sensors & driver-assist hardware
  • Navigation & infotainment
  • Advanced electrical components

Plan availability depends on the vehicle's age and mileage. Exact covered components are itemized in your contract.

Built for vehicles like these

Coverage matched to what you drive.

Whatever the marque, your plan is written around its systems, its parts, and the specialists who service it.

Exotic and luxury vehicles LuxGuard protects — Ferrari, Porsche, Mercedes-AMG, Rolls-Royce

The systems a service contract reaches into.

Engine

Pistons, valves, turbochargers, oil pump, timing components.

Transmission

Automatic, manual, and dual-clutch internals, torque converter.

Drivetrain

Axles, CV joints, differential, transfer case.

Electrical

Alternator, starter, wiring, switches, control modules.

Climate

Compressor, condenser, blower motor, heater core.

Steering & suspension

Steering rack, pump, adaptive dampers, control arms.

Braking system

Master cylinder, calipers, ABS components, hardware.

High-tech

Sensors, electronic modules, driver-assist hardware.

Where we're straight with you

What a service contract doesn't cover.

No plan covers everything — and any company that implies otherwise isn't worth your trust. Here's the honest boundary.

  • Routine maintenance — oil changes, filters, fluids, alignments
  • Wear items — brake pads, wiper blades, tires, light bulbs
  • Pre-existing conditions present before the contract began
  • Cosmetic damage, rust, and the results of an accident
  • Damage from misuse, neglect, or skipped maintenance
Find your fit

Not sure which level is right for your vehicle?

Your free quote matches a plan to your exact car — no pressure. Want a hand choosing? Talk it through with a specialist.

What's Covered | LuxGuard